Seeking Defense Through A Long Island Foreclosure Lawyer

The purpose of a foreclosure defense is to give an opportunity to homeowners to declare their rights as well as to actively resist a foreclosure proceeding. The affected homeowner can find the assistance he needs in an experienced Long Island foreclosure lawyer who will immediately take the initial action of filing a timely response to the court order submitted by the foreclosing lender.

As part of the foreclosure defense process, numerous documents will be prepared to answer the summons and complaint. This action sets the stage for a contested proceeding, which ensures that the homeowner’s rights are protected; gives the homeowner the chance to obtain the necessary documents; and lengthens the period during which the homeowner can fully prepare for the litigation defense.

Summoned To Answer

younglawgroup 150x150 Seeking Defense Through A Long Island Foreclosure LawyerThis is the crucial first stage in a foreclosure defense: allowing the homeowner enough time to answer the summons and complaint submitted by the foreclosing lender. A dedicated Long Island foreclosure lawyer will then ensure that any succeeding documents which might be presented by the foreclosing lender will be actively opposed.In cases wherein the foreclosure process has already begun before the homeowner has sought legal assistance, there are still viable ways to prevent the possibility of the homeowner’s property being put up for foreclosure sale.

Paper Trail Contested

A homeowner whose house is in danger of foreclosure and wants to save it should contact a Long Island foreclosure lawyer who truly believes in the advocacy of homeowners’ rights and who possesses the desired amount of aggressiveness that will effectively question the process by which the homeowner was served with the summons and complaint papers. Even the manner in which the said papers were released can be contested. The homeowner can demand for findings that a proper disclosure of documents had taken place. Furthermore, there may be instances when the foreclosing lender was unable to provide the complete number of loan documents necessary to proceed for the foreclosure process; there is also a great chance that the foreclosing lender has failed to provide original copies of the said loan documents, which presents a new opportunity to the homeowner to strengthen his foreclosure defense.

Wheels of Justice Set In Motion

On the other hand, if the homeowner does decide to defend the foreclosure action, especially if the foreclosure process has been set in motion, or the property involved has already been scheduled for a foreclosure sale, the necessary steps can be taken by the Long Island foreclosure lawyer to ensure that the foreclosure proceeding will carry on, which involves the homeowner asserting his right to litigation. This gives the homeowner ample time and opportunity to either stop the foreclosure process or to prevent the impending foreclosure sale of his property. In this case, the homeowner can either question the foreclosure proceedings through a technical defense, or to contest the foreclosing lender’s principles and protocol through a substantive defense. It is possible that a wrongful foreclosure may have occurred in the first place because of the foreclosing lender’s internal processing errors and negligence. On the other hand, it might be discovered that the foreclosing lender had actually advised the homeowner, who was requesting for a mortgage mortification to ease his financial burdens, to purposely commit a default in his monthly mortgage payments in order to qualify,which inadvertently resulted in his heading toward foreclosure.

Foreclosure Defense Presented

The delay of the foreclosure proceeding is definitely possible when the homeowner’s defense is handled by an effective Long Island foreclosure lawyer who is able to mount a very strong defense. Such a defense will allow the homeowner more time to search for answers to problems in other areas of his life that require his attention. The homeowner can somewhat rest assured that it is entirely possible that the foreclosure action against him would be dismissed.

The Military Challenge Coin Game

Military coins, also known as challenge coins, are two-sided and decorated coins which are awarded to an individual or to groups to commemorate and recognize a job well done. All branches of the United States military carry challenge coins. Other members of organizations, including policemen and fire fighters, are also known to carry challenge coins as well.

Military coins are tools to prove that a person is a member of a specific unit. Soldiers from all points of history have carried military challenge coins in almost anywhere they go. These military challenge coins are good ways to remember the squad or troop a person is assigned to as well as the memories associated with acquiring the coin.

It is a long time tradition for each military challenge coin bearer to always carry his coin. Military group members are required to always carry their military coins with them any where they go and at all times. Another reason why most military group members carry their coins at all times is because of the military challenge coin game. Group members need to be always ready when any member initiates a coin inspection game.

Initiating the Challenge Coin Game Orally

military coins 150x150 The Military Challenge Coin GameChallenges can be initiated anywhere: but mostly in bars or restaurants. For a challenge coin game to start, a member of the group must initiate the game first. That member should take out his coin, hold it up for everyone to see and then announce that a challenge coin check is being initiated.

Initiate the Challenge Accidentally or Stealthily

A challenge coin game can be initiated stealthily by placing the challenge coin on a table, bar or even on the floor. If the challenger wishes to use this kind of fashion, the sound of the coin being placed should be heard by everyone.

On the other hand, if a member of the group accidentally drops a challenge coin onto the floor, makes a noise, and everyone heard the sound, then, a challenge coin game must be initiated.

Drawing Challenge Coins

Once the challenge is initiated, all members of the group, unit or squad must take out their challenge coins. At the time of the challenge, every group members are only permitted a step and an arm reach for each and everyone to locate their coins. If a person cannot reach his military challenge coin, then, that person will need to face the consequences.

Only the challenge coins provided for the group must be used during the challenge coin game. In any case that a member belongs to two or more groups with different challenge coins each, that person must present the proper challenge coin during the challenge coin game.

Buying a Round of Drinks

The group members who will not be unable to present their military coins or respond to the challenge must buy a round of drinks for the challenger and to the members who were able to draw their military challenge coins.

In the case, that all the members of the group will be able to respond to the challenge and present their military challenge coins, the challenger who initiated the challenge coin game must buy a round of drinks for all the participating members.

During the course of the game, someone must buy a round of drinks. Failure to do so will result to further sanctions.

Punishment for the Offender

Any member of the group who will refuse to participate in the game will need to buy a round of drinks for all members of the group.

In the case that the loser do not want to buy a round of drinks for the winners, then, it will lead to excommunication from the group. In some cases, if a group member refused to participate or buy a round of drinks, that person will be forced or required to turn in his challenge coin.

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Dealing with skeptics and cynics

It is a futile effort to try to please everybody. Everyone will have his/her opinions and experiences that will affect how each person deals with everyday life. Cynics are those who are distrustful of humanity. They do not believe in the concept of altruism and for them, at the end of the day, humans will almost always uphold his/her self interests. Cynics commonly believe that motivational speakers only do what they do because of money, claim to fame or for some hidden agenda. They also have a tendency to frown upon positive emotions. Skeptics, on the other hand, question the truth upon everything especially those facts that are commonly accepted. Most of these people could have spent a great time reading or are experts on their own respective field. Both types of audience members present a challenge to motivational speakers. Here are ways in which you can deal with them without losing your cool:

Be open and understand them.

Motivational speakers Dealing with skeptics and cynics

If your enemy is using fire, do not try to fight him/her with fire or both of you will end up destroying each other. If a cynic or skeptic tries to ask question or to voice out his/her opinions, be open and listen to what the person has to say. Understand that sometimes, people (particularly cynics) have bad experiences that led them to adopt a negative approach to life and speaking up and challenging you is a way to voice out their frustrations. Being fortunate to be blessed with positivity, you must be open and you should try to find a common ground between the person’s ideals and your beliefs.

Do not try too hard to be defensive.

This might sound as counterintuitive, but this is true. Welcoming intrusions and questions is the more positive way of doing things. Instead of trying to block whatever is a cynic or skeptic is trying to say, demonstrate a genuine interest on the other person’s view, and treat it as an opportunity to reflect on your belief systems and to grow. Being welcoming to other ideas works well with skeptics as these people think they know more (and most of the time they are!) so they have a tendency to feel as if they need to be respected and listened to. Aspiring motivational speakers should remember that life is not about proving others wrong or proving that they are right. Life is about living and practicing your beliefs the best way you can.

Do your homework.

This applies more for the skeptics. You should always discuss both the positive and negative sides of your material. If there are scientific studies that support your methods, it is wise to also present some studies that say otherwise. In this way, a skeptic would know that you are not entirely unschooled and you do not just prefer studying materials that would support your beliefs. Losing to a skeptic might lead to losing the whole audience especially if the skeptic is a known expert. Mastery of your material is key!

Make your audience list their issues regarding your topic.

Doing this beforehand will allow you to identify the skeptics and cynics in the room. You are not doing this to single them out and kick them out of the room! You are doing this so that you can anticipate their issues and later questions. Skilled motivational speakers can easily adapt the way they discuss their materials such that they can deter debates regarding the issues listed by skeptics and cynics.

Engage the audience

This will work more for the cynic. When a cynic asks a provocative question, they may sound as if they are trying to lure you into a debate. Do not fall for that. Instead, engage the audience by asking questions likes: “Who among you shares the same sentiment?” or “If you are in his/her situation, what would you do?”

Bring the boss.

This is obviously applies on company workshops and seminars. Requesting for the presence of a higher-up may temper heckling tendencies of some audience members. This is not a guarantee but this may help prevent any disruptive behavior.

Motivational speakers should remember to objectify the comments, criticisms or sometimes even the heckling tendencies of skeptics and cynics. Most of the time, skeptics and cynics hold nothing personal against you and your work in general. Acknowledge the fact that they may just know something that you do not know or they may have just experienced something that you have not experienced. In case of the former, knowing your topic or material well and preparing for any negative comments is key.